Qualified buyers may receive up to $10,000 in seller concessions to be applied toward closing costs, prepaid expenses, and other allowable lender-approved costs with an acceptable offer.
Completed in 2025, this attractive 4-bedroom, 2-bath home offers approximately 1,745 square feet of living area in the Parker area of Bay County. Built using Structural Concrete Insulated Panels (SCIP/ICF construction), the home is designed for strength, durability, energy efficiency, and a quieter interior environment than traditional wood-frame construction.
The thoughtfully designed floor plan features an open living, dining, and kitchen area, creating a comfortable space for both everyday living and entertaining. The kitchen is finished with granite countertops, an island, pantry, and luxury vinyl plank flooring that continues throughout the home. The master bedroom suite (one of four bedrooms) includes a walk-in closet, double vanity, and separate shower, while a fourth bedroom provides flexibility for guests, a home office, or multigenerational living.
Outside, the fully fenced backyard offers ample room for recreation, gardening, or pets. The home is conveniently located near schools, shopping, and major transportation routes. Additional features include public water and sewer, central electric heating and cooling, metal roofing, and a concrete driveway with parking for multiple vehicles.
Overall, the property combines the benefits of nearly new construction, low-maintenance finishes, and innovative insulated concrete construction, making it an appealing option for buyers seeking a durable, energy-conscious home with modern amenities.

Welcome to 3025 Sarasota Avenue, a beautifully maintained 2020-built residence offering the perfect combination of modern finishes, everyday functionality, and a highly convenient Panama City location. Featuring 3 bedrooms, 2 bathrooms, and a desirable open-concept design, this home is ideal for first-time homebuyers, downsizers, or investors seeking a low-maintenance property in the heart of Bay County. Inside, you'll find waterproof vinyl flooring throughout, granite countertops, and a spacious living area highlighted by a striking tray ceiling, custom shiplap accent wall, electric fireplace, and built-in entertainment center. The well-appointed kitchen offers ample workspace and storage, while the primary suite features a double vanity and private bath. The exterior showcases attractive stone and vinyl accents that create exceptional curb appeal. Enjoy both front and rear covered porches, gutters, a fully fenced backyard with swing set, and an extended concrete patio perfect for grilling, entertaining, or relaxing outdoors. A stone paver pathway provides convenient access to the backyard, while the two-car garage adds additional storage and functionality. Located in Flood Zone X with no HOA, this property offers added peace of mind and flexibility. Situated just minutes from everyday conveniences, you'll enjoy quick access to Publix, Winn-Dixie, Walmart, and numerous dining and shopping destinations. The home is also conveniently located near schools, parks, and major commuter routes, making daily errands and travel effortless. Combining modern construction, thoughtful upgrades, and an exceptionally convenient central location, 3025 Sarasota Avenue presents an outstanding opportunity to own a move-in-ready home in one of Panama City's most accessible areas.

ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!**

Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made.

From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character.

The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms.

Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table.

Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, enjoying a sunset cruise, or simply unwinding by the water, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. This is more than a home--it's a lifestyle.

Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights.

Defined by its scale, waterfront setting, and enduring craftsmanship, 147 Lake Merial Shores stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates.

Welcome to 4821 Conner Lane, located in the highly sought-after Liberty community in Panama City! This beautifully maintained Ryder floor plan offers 4 bedrooms, 2 bathrooms, and a 2-car garage with a functional layout designed for everyday living and entertaining.
Inside, you'll find an open-concept design featuring durable luxury vinyl plank flooring throughout the main living areas, neutral paint colors, and 8-foot ceilings that create a bright and inviting atmosphere. The spacious kitchen serves as the heart of the home and offers a large center island, pantry, ample cabinetry, and generous countertop space, making meal preparation and gatherings a breeze.

The split-bedroom floor plan provides privacy for the primary suite, which features dual walk-in closets and an ensuite bathroom with a double vanity and spacious layout. Three additional bedrooms offer flexibility for guests, a home office, or growing households.

Step outside and enjoy all that Liberty has to offer. One of Bay County's most popular master-planned communities, Liberty features beautifully maintained common areas, sidewalks throughout the neighborhood, multiple community pools, playgrounds, parks, and scenic walking paths. Residents also enjoy convenient access to shopping, dining, schools, Tyndall Air Force Base, and the growing amenities along the Highway 231 corridor.

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS VA Assumable 2.5% rate with approved buyer (must swap out VA cert)!!! This impressive 5-bedroom, 2.5-bath home features a spacious, open concept floor plan that seamlessly connects the kitchen and family room, creating the perfect space for entertaining and everyday living. The well-appointed kitchen offers stainless steel appliances, ample cabinetry and counter space, and a walk-in pantry for all your storage needs. The private first-floor owner's suite provides a relaxing retreat with an en suite bath featuring dual vanities, a soaking tub, separate walk-in shower, and a walk-in closet. Upstairs, you'll find a huge second living area that makes along with 4 additional bedrooms and a full bath with double vanities. The convenient upstairs laundry room adds to the home's thoughtful design. Step outside to enjoy the screened back patio, perfect for morning coffee or evening gatherings, overlooking the backyard. Additional features include a versatile flex/bonus room on the 1st floor, a 2-car garage, and plenty of room for everyone to spread out. Don't miss this opportunity to own a spacious home in the desirable Brighton Oaks community! All sizes/measurements/info approx; please verify if important.

Beautifully designed Delray floor plan located in the desirable Titus Park community! Offering 4 bedrooms, 2 bathrooms, and over 2,000 square feet of thoughtfully designed living space, this 2023-built home combines functionality, comfort, and style in one of the area's most convenient locations.

Enjoy a charming covered front porch, Hardie board siding, and a beautifully landscaped sidewalk-lined community featuring a community pool and convenient access to Publix, North Bay Haven Charter Academy, and the Hwy 231 corridor for an easy commute throughout town.

Inside, the home features a bright open-concept layout with tall ceilings and a spacious living, dining, and kitchen area designed for everyday living and entertaining. The kitchen offers white cabinetry, a large center island, ample countertop space, and abundant storage.

The split bedroom floor plan provides added privacy, with the primary suite tucked away at the back of the home. The spacious primary bathroom includes dual vanities, oversized countertop space, two separate closets, a water closet, and a large 5-foot shower.

Near the front of the home, the flexible fourth bedroom located beside the oversized laundry room can easily function as a home office, flex space, or guest room depending on your needs. The laundry room itself offers additional storage space and functionality.

Step outside to enjoy one of the home's standout features, a large screened and covered back porch overlooking the fully fenced backyard, creating the perfect space to relax and enjoy Florida living year-round.